The Home tab — the screen the app opens on

Home is the tab Pocketbird opens on, and it is the only tab you cannot move or remove — every other tab can be reordered or pushed into the More hub. It answers four questions in this order, top to bottom: how much can I spend today, is there anything I must act on, can I log this in one tap, and how am I doing. Charts and analysis are not here on purpose; those live on Summary.

Before 1.3.0 all of this sat on top of the transactions list. It moved here so the ledger could go back to being a ledger — if you are looking for the plain list of what you spent, that is the Transactions tab now, and it opens straight into rows.

The screen is titled "Pocketbird". Its toolbar carries the shared capture controls — the + button and the Capture menu you get on every money screen — plus a slider button on the left that opens Customize Home.

• Fixed, always at the top, never hideable: the Safe to Spend hero, the update/maintenance banners, and the occasional nudge cards (notifications, cloud backup, payday, slips found in your photos).
• Customizable, in any order you like, each hideable: Set Aside This Week, Spending Too Fast, Quick Log, Logging Streak, Cycle Recap, Insight of the Day, and Shop.

The hero is one big figure with a one-line explanation under it and a neutral grey pill on the right reading how many days are left in the cycle. That pill is grey in every state on purpose: the number of days left is a fact about the calendar, not an alarm, and colouring it made the clock read as one more warning.

In the two healthy states a row of small stats sits under the figure: "Balance" always, "Set Aside in Pockets" only when you have saved something, and "Spent Today" only once you have actually spent something today — a ฿0 stat is noise, so it stays away until it means something.

The background of the whole screen shifts with the state — a calm brand wash when things are fine, a warmer one when they are tight, and a cooler alarm tone in a shortfall. It is atmosphere, not information: every number you need is written out in words and figures.

One card merging two things that used to live on separate screens: recurring bills due in the next 7 days, and debt payments due in the same window. The header carries the total you need to keep back, in whole baht. The point is that this money is already inside your balance and does not belong to you — the card takes it back out where you can see it.

• The window is exactly 7 days — long enough to prepare the money, short enough that it is still this week.
• At most 4 rows show, soonest first. Anything beyond that becomes an "And N more" row that opens the Recurring list.
• Each row is dated in words — "Today", "Tomorrow", "in N days", or "Overdue" — and tapping it opens that bill or debt, not a copy of it.
• When nothing is due in the window the whole card is absent. It never renders as an empty state.

A short list of the category budgets you are burning through faster than the cycle is passing, each with the percentage of its budget already spent, most-at-risk first. Tapping a row opens that category.

Three conditions must all hold before a category appears here, which is why it stays quiet most of the time: something must actually have been spent in it, it must be more than 5 percentage points ahead of how far the cycle has run, and it must already be past 10% of its budget. The 5-point slack and the 10% floor exist to stop a single coffee on day one reading as a crisis.

A horizontal strip of pills, each one an expense you log often. Tapping a pill saves that exact expense again, dated now — no sheet, no confirmation. A haptic fires and an undo toast appears, so a mis-tap costs one more tap to reverse.

• A chip is a (category, amount) pair you have logged at least twice. Log ฿45 on Coffee twice and a ฿45 Coffee chip appears on its own.
• At most 4 chips show, most-frequent first, ties broken by whichever you logged most recently.
• Amounts on the chips keep their satang, because the figure is the exact amount that will be re-logged, not a rounded statistic.
• Delete the chip's category and the chip disappears rather than re-logging into a deleted category.

A one-line scoreboard: how many days in a row you have logged something, your best run ever, and a bird that changes as the run gets longer. It is display-only — there is nothing to tap.

• Mornings do not count against you. Until the day ends, a day you have not logged yet does not break the run — the strip simply reads "Log something today to keep it going".
• Only things you logged by hand count. Automatically posted recurring charges and cash reconcile adjustments do not — the streak measures your habit, not the app's.
• The strip only appears once you have ever logged by hand at least once, so a brand-new account is not greeted by a zero.

When a pay cycle rolls over, a card appears offering the recap of the one that just ended — "Where the money went, your best days, and one number to beat." Tapping it opens the full recap, which is a shareable card.

• It is offered only during the first 5 days of the new cycle. After that the card retires itself — the recap is still reachable from Summary.
• Dismissing it with the ✕ retires it for that cycle only. It comes back at the next rollover.

Exactly one row: the top-ranked thing the insights engine has to say today. Warnings lead the ranking, and one positive observation is always kept in the pool so the card is not purely a scold. Underneath sits a "See All Insights" link into the Summary tab, where the whole feed lives — this card is a shortcut, never the only way in.

The choice is deterministic, not random: given the same ledger and the same day you get the same insight. One insight has an extra door — the one about uncategorized transactions opens the bulk Categorize screen directly, because that is the action it is asking for.

Above the customizable stack, a small number of cards appear when their conditions are met and retire themselves afterwards. They are not sections, so they will not appear in Customize Home — each one has its own ✕ or its own resolution.

The slider button in the Home toolbar opens a list of every customizable card with a switch beside each one. Turn a switch off to hide that card entirely. Tap Edit in the top-right to drag them into the order you want — the order in the list is the order down the screen.

1. 1Open Home and tap the slider button in the toolbar.
2. 2Switch off any card you never want to see.
3. 3Tap "Edit", drag the rows into your order, then tap "Done".

• Safe to Spend is not in the list. It always stays at the top — the footer says so: "Drag to reorder. Turn a card off to hide it. Safe to Spend always stays on your Home."
• "Reset to Default" restores the shipped order and shows every card again. It asks first.
• This layout is a per-device preference, like your theme choice. It is stored on this phone and deliberately does not sync — your iPad can have a different Home.